Terms and Conditions

Last Updated: July 11, 2025

Agreement to Terms

These Terms and Conditions constitute a legally binding agreement made between you and Financial Audit ("we," "us," or "our"), concerning your access to and use of our website and services.

By accessing our website and/or using our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the website or use our services.

Services

Financial Audit provides financial audit services designed to help individuals and businesses understand their financial position and improve financial management. Our services include but are not limited to:

  • Personal financial reviews
  • Business financial audits
  • Risk assessments
  • Financial process optimization
  • Compliance reviews

The specific services provided will depend on the package selected by the client and will be outlined in the service agreement.

Intellectual Property Rights

Unless otherwise indicated, the website and all its content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by Financial Audit, its licensors, or other providers of such material.

You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print or download one copy of a reasonable number of pages of the website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

User Representations

By using our services, you represent and warrant that:

  • You have the legal capacity to agree to these Terms and Conditions.
  • You are at least 18 years of age.
  • You will not access the website through automated or non-human means.
  • You will not use the website for any illegal or unauthorized purpose.
  • Your use of the website will not violate any applicable law or regulation.

Payment Terms

Payment for our services must be made in accordance with the payment terms specified in your service agreement. Prices for services are subject to change without notice. We reserve the right to refuse service to anyone for any reason at any time.

Limitation of Liability

In no event will Financial Audit, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any websites linked to it, any content on the website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages.

Indemnification

You agree to defend, indemnify, and hold harmless Financial Audit, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the website.

Governing Law

These Terms and Conditions and your use of the website will be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law principles.

Changes to Terms and Conditions

We may revise and update these Terms and Conditions from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the website following the posting of revised Terms and Conditions means that you accept and agree to the changes.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: info@acadyzaxeltorhy.sbs
Phone: +27 (85) 199-4037
Address: 25 Newton Street, Cape Town, South Africa